The full form of DPS is Deposit Pension Scheme. It is a financial savings plan every month. Those with regular income can enjoy a high rate of profit or interest by depositing the fixed amount in monthly installments through this scheme. Its tenure is (5, 10, or 20) years, but in this case, a certain amount of money must be deposited monthly. Deposited money pays interest monthly, quarterly or semi-annually, or annually as per the agreement. But some financial institutions deduct income tax at source on interest or profit. Money cannot be withdrawn from this account before maturity. Withdrawals for special reasons are given at a lower rate of profit or interest.

Many financial institutions exist, such as Co-operative Societies Banks, Co-operative Societies, NGOs, Multipurpose Co-operative Societies, etc. They also accept DPS deposits through specific agreements and pay annual interest on the amount deposited. We have brought best MicroFinance Software in Bangladesh - MFMSBD to manage all these tasks smoothly and ensure security, which will support all financial functions, including the amount, interest rate, and specific time of the Deposit Pension Scheme (DPS) of your organization.

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